Market Practices Statement

Thank you for entrusting your insurance needs to us.  We pride ourselves on obtaining the best possible insurance value on your behalf.  Our primary concerns are appropriate coverage and first class service at a competitive price.  Brokerage compensation is part of your insurance premium. We are pleased to provide you with a list of the companies that we represent along with the range of compensation included in your premium for the products that we offer.

In addition to these companies, we deal with a variety of  wholesale and specialty brokerages when the unique needs of a client require coverages that are not readily available through these insurance markets.

Your best interests are our prime consideration.  We do not have any conflicts of interest between you and the insurance companies that we represent.  We may receive contingent commissions based on loss ratio; growth; and retention from AXA; Intact; Aviva; Chubb; Economical; Perth; Lombard; York Fire; Optimum; RSA; Zurich and  St. Paul.  We are never influenced in placing business by the possibility of a contingent commission. 

We are independently owned and we do not participate in any relationships with insurance companies that require us to write a certain percentage of our business with them.  A company affiliated with Partners Indemnity Insurance Brokers Ltd. has a normal course of business loan with Intact Insurance Company at current market rates.  This loan facility is not tied to any insurance business performance with them.   We are proud to state that we have never been influenced by anything other than the best interests of our clients.

If you have any questions regarding our market practices please feel free to contact our C.E.O:

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